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Consider no matter if you've excessive personal debt. Should you don’t qualify for Chapter 13, take into account hunting into other credit card debt reduction options. Your trustee will Arrange a meeting between by yourself and your creditors. Bankruptcy judges are not able to

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Additionally, whilst you're able to keep sure secured house (similar to a property or automobile) while you make payments less than a Chapter 13 individual bankruptcy prepare, the method can drag on for three to five years. Get my free Equifax credit report Having a myEquifax